Independent prop firm review · verified 22 September 2026
FundingPips Review 2026
Our verdict: FundingPips suits traders who want several static-drawdown evaluation routes and a choice of reward schedules, but its Master-stage rules are materially stricter than the evaluation. Weekend holding is temporarily unavailable on the four standard Master models, high-impact-news profits can be removed, and profit-concentration or striking rules can add reward conditions. FundingPips Zero skips the evaluation, but its 5% trailing drawdown, 1% open-loss cap, 15% consistency rule and news/weekend bans make it the strictest route.
Best forDay traders who want static evaluation drawdown, several reward-cycle choices and MT5/cTrader/Match-Trader access.
Avoid ifYou must hold funded positions over weekends, rely on VPN/VPS access, external signal copying or unrestricted high-impact-news trading.
Drawdown strictnessBalanced on the static evaluation routes; strict on Zero because 5% trailing loss is paired with a 1% open-loss cap.
Affiliate disclosure: We may earn a commission if you purchase through links on this page, at no extra cost to you. This does not affect our score or verdict. FundingPips rules, pricing and temporary risk controls can change, so confirm the exact account terms before purchasing.
Christian Preciado
Founder & Lead Researcher at PropFirmsCompare
Christian leads PropFirmsCompare’s research into prop-firm rules, pricing, payout policies and programme comparisons, with a focus on checking material trading conditions against current sources.
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Quick Facts
| Brand | FundingPips |
|---|---|
| Legal entity | FundingPips Corp |
| Established | 2022 |
| Jurisdiction | FundingPips Corp — Comoros Union; registered business address in Dubai, United Arab Emirates |
| Active programmes | 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro, FundingPips Zero |
| Markets | Forex, Metals, Energies, Indices, Crypto |
| Platforms | MT5, cTrader, Match-Trader |
| Account sizes | $5K, $10K, $25K, $50K, $100K, $200K |
| Profit split | 85%; 80%; 95% |
| Reward timing | First payout: 14 days; First payout: 7 days; Every 14 days |
| Maximum allocation | $400K |
| Trustpilot snapshot | Numerical score not displayed because the database snapshot is older than 7 days (last checked 8 September 2026). |
| Last database verification | 8 September 2026 |
Score Breakdown
Our Verdict in 60 Seconds
FundingPips currently has five core CFD models: 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro and FundingPips Zero. Four use evaluations; Zero moves straight to a Master Account. The main advantage is structural choice. 1 Step Flex has a large 12% static maximum loss and no minimum evaluation days, while 2 Step Standard uses a familiar 8%/5% two-phase structure with a 10% static floor. 2 Step Pro reduces the targets to 6%/6% but also tightens the loss limits to 3% daily and 6% overall.
The main drawback appears after qualification. The four standard Master models currently cannot hold over the weekend, and profits can be removed when trades are opened or closed inside the restricted high-impact-news window. Newer evaluation accounts can also trigger a Profit Concentration rule that adds four profitable days before every Master reward. FundingPips Zero avoids the evaluation but replaces it with tighter risk and payout conditions.
2 Step Standard is the easiest FundingPips model to benchmark against a conventional prop-firm challenge because its 10% maximum loss is static and its reward menu is flexible. 1 Step Flex suits traders prioritising one phase and no minimum evaluation days; 2 Step Pro suits traders comfortable with a smaller 6% overall loss budget in exchange for lower targets and weekly rewards; Zero is only appropriate if its strict open-risk, consistency, news and weekend rules fit the strategy.
Why trust this review?
This review was checked on 22 September 2026 against FundingPips’ current Help Centre pages for all five core models, trading conduct, news/weekend rules, platform availability, KYC, rewards, allocation and Prime scaling. We also cross-checked the Prop Firms Compare database. We have not independently benchmarked FundingPips spreads, slippage, execution latency or support response quality and have not completed a new payout specifically for this update, so those points are not presented as first-hand testing.
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Company Overview
FundingPips launched in 2022. Its current Help Centre identifies FundingPips Corp as a limited liability company incorporated in the Comoros Union under company number HY01223081. It also lists a registered business address in Dubai and FundingPips Services Ltd in Cyprus as a related non-operational support/administrative entity.
FundingPips Corp states that it holds an International Brokerage and Clearing House Licence under the IBC Regulation Act 2014, licence Bfx2024004. However, the company explicitly says it does not conduct brokerage services or offer real trading accounts on this website; the services here are simulated trading programmes. This review therefore does not describe the prop-evaluation service as regulated brokerage.
FundingPips also operates Prime as a post-Master progression route. Prime is not a normal challenge sold alongside the five core models, so it is covered in the scaling section rather than treated as a sixth evaluation programme.
FundingPips Pros and Cons
✅ Pros
- Five clearly differentiated core CFD models, including one-step, two-step and direct Master routes.
- The four evaluation models use static maximum loss rather than trailing drawdown.
- 1 Step Flex has no minimum evaluation trading days and a 12% static maximum loss.
- 2 Step Standard offers weekly, bi-weekly, on-demand and monthly reward choices with different splits and conditions.
- 2 Step Pro offers a weekly 80% reward cycle after qualification.
- MT5, cTrader and Match-Trader are supported, subject to country restrictions.
- Eligible traders can progress from Master to Prime, where FundingPips publishes daily 80% rewards and scaling towards $2 million.
❌ Cons
- Weekend holding is temporarily unavailable on the Master stage of all four standard evaluation models; open positions are automatically closed.
- Standard Master accounts restrict opening/closing around high-impact news and can deduct the full profit from affected trades.
- FundingPips Zero prohibits both restricted-window news trading and weekend holding as hard breaches.
- Newer evaluation accounts can trigger Profit Concentration, adding four profitable days before every Master reward.
- VPN/VPS access to the trading account is currently prohibited.
- Third-party EAs cannot fully automate trading; only the trader’s own EA can do so with proof of ownership.
- The challenge-fee refund applies only to 2 Step Standard and only at the fourth reward.
Who is FundingPips For
- Day traders who normally close before the weekend: the current Master-stage weekend restriction is less disruptive if your strategy naturally flattens positions by Friday. Swing traders should compare the swing-trading prop firms instead.
- Static-drawdown traders: all four evaluation models use static maximum loss, making the overall loss floor easier to model than a trailing high-water mark.
- Traders who want one phase: 1 Step Flex uses a single 12% target with no minimum evaluation days. Compare other routes on the no minimum trading days page.
- Traders prioritising payout configuration: 2 Step Standard gives the broadest current FundingPips reward menu, while Pro prioritises a weekly cycle.
- Experienced traders seeking direct access: Zero removes the evaluation, but only if the strategy can stay inside the 1% open-loss cap, 15% consistency and strict news/weekend conditions. Compare other routes on the instant funding prop firms page.
Who should avoid it
FundingPips is a poor fit for funded swing strategies that need weekend exposure, traders who must use a VPN/VPS, external signal-copying services, or third-party fully automated EAs. It is also unsuitable for hedging, HFT, tick scalping, latency/reverse arbitrage and other prohibited execution patterns. If you want a simpler funded-stage rulebook, compare the exact programme against alternatives in the programme-level comparison tool.
Programme Comparison
The table below uses the current official core-model rules checked on 22 September 2026. FundingPips has changed several objectives during 2026, so old reviews can show outdated targets or minimum-day rules.
| Rule | 1 Step Flex | 2 Step Standard | 2 Step Flex | 2 Step Pro | FundingPips Zero |
|---|---|---|---|---|---|
| Evaluation steps | 1 | 2 | 2 | 2 | None |
| Account sizes | $5K, $10K, $25K, $50K, $100K | $5K, $10K, $25K, $50K, $100K | $5K, $10K, $25K, $50K, $100K | $5K, $10K, $25K, $50K, $100K, $200K | $5K, $10K, $25K, $50K, $100K, $200K |
| Starting fee | From $66 | From $36 | From $32 | From $29 | From $60 |
| Profit target | 12% | 8% → 5% | 10% → 6% | 6% | None |
| Daily loss | 3% | 5% | 4% | 3% | 3% |
| Maximum loss | 12% static | 10% static | 12% static | 6% static | 5% trailing |
| Min. trading/profitable days | None | 3 | 1 | 2 | 7 |
| Time limit | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| Consistency rule | None | None | None | None | Funded: ≤ 15% |
| Profit split | 85% | 80% | 85% | 80% | 95% |
| Reward timing | First payout: 14 days | First payout: 14 days | First payout: 14 days | First payout: 7 days | Every 14 days |
Live structured snapshot from Supabase. Last database verification: 8 September 2026.
| Programme | Evaluation | Targets | Daily loss | Maximum loss | Evaluation days | Reward structure |
|---|---|---|---|---|---|---|
| 1 Step Flex | 1 phase | 12% | 3% | 12% static | None | 85% bi-weekly; 100% monthly for eligible newer accounts with extra conditions |
| 2 Step Standard | 2 phases | 8% / 5% | 5% | 10% static | 3 per phase | 60% weekly; 80% bi-weekly; 90% on-demand; 100% monthly, each with its published conditions |
| 2 Step Flex | 2 phases | 10% / 6% | 4% | 12% static | 85% route: 1 day 95% route: 3 profitable days ≥0.5% | 85% or 95% bi-weekly; monthly 100% available on eligible newer accounts |
| 2 Step Pro | 2 phases | 6% / 6% | 3% | 6% static | 2 per phase for new/reset accounts from 26 Aug 2026; older accounts may retain 1 | 80% weekly; 100% monthly for eligible newer accounts with extra conditions |
| FundingPips Zero | None | None | 3% | 5% trailing | 7 profitable days per rolling 30 days | 95% every 14 days, subject to 15% consistency, 3% safety cushion and other eligibility rules |
2 Step Flex verification note: FundingPips’ freshest search-rendered official page says the 85% route currently requires one minimum trading day per phase, while an older cached rendering of the same official article still shows no minimum trading days.
1 Step Flex
Evaluation: one 12% target, 3% daily loss, 12% static maximum loss, no minimum trading days and no overall time limit. Both floating and closed P&L count towards the daily limit, which resets at 00:00 platform time (UTC+3). Master: the standard reward route is 85% every 14 days once the 1% minimum reward is available. Accounts purchased from 15 August 2026 can use a monthly 100% route with a 35% consistency limit, seven 0.5% profitable days and the published Striking System conditions.
The evaluation is simple to model because the overall loss floor is static. The less obvious risk appears after qualification: Profit Concentration can add four profitable days before every reward, and the Master-stage Striking System can progressively reduce the reward split after repeated trade-idea risk warnings.
2 Step Standard
Evaluation: 8% Phase 1, 5% Phase 2, 5% daily loss, 10% static maximum loss and three minimum trading days per phase. The previous 10% Phase 1 target stopped being offered on 24 July 2026. Master: traders can use a 60% weekly, 80% bi-weekly, 90% on-demand or 100% monthly reward structure, but the higher/faster options add eligibility conditions such as minimum profit, consistency or profitable-day requirements.
This is also the only current core model with the published fourth-reward registration-fee refund. That refund should not be generalised to the other FundingPips programmes.
2 Step Flex
Evaluation: 10% then 6% targets, 4% daily loss and 12% static maximum loss. At purchase, the trader chooses an 85% or 95% reward route and the choice is locked for the account. The freshest official search rendering currently says the 85% route needs one minimum trading day per phase, while the 95% route requires three profitable days of at least 0.5%.
Master: the 85% and 95% routes both use 14-day reward cycles, with the 95% route also requiring three profitable days per cycle. A current monthly 100% route is available to eligible newer accounts with extra consistency/profitable-day conditions. Master accounts at $25K and above also have programme-specific Risk Per Trade Idea limits.
2 Step Pro
Evaluation: 6% target in both phases, 3% daily loss and 6% static maximum loss. New and reset accounts from 26 August 2026 require two minimum trading days per phase; older accounts can retain the previous one-day requirement. FundingPips has removed the old Risk Per Trade Idea hard limit from 2 Step Pro.
Master: the standard route pays 80% every seven calendar days. Eligible accounts purchased from 15 August 2026 can select a monthly 100% route, which adds a 35% consistency rule, seven profitable days of at least 0.5% and the Striking System at a 1% warning threshold.
FundingPips Zero
No evaluation: Zero starts as a Master Account. It uses a 3% daily loss limit and 5% trailing maximum loss based on the highest recorded equity; the trailing floor locks at the starting balance once the account reaches 5% profit. A separate 1% maximum open floating-loss rule applies at all times.
Reward eligibility is stricter than the standard models: 95% split every 14 days, 15% consistency, seven profitable days of at least 0.25% in every rolling 30-day period, a 3% safety cushion and a rule that the largest losing trade cannot exceed the largest winning trade. News-window exposure and weekend holding are both hard breaches.
Which FundingPips model should you compare first?
Use 2 Step Standard as the conventional baseline, 1 Step Flex if one phase/no minimum evaluation days matters more, 2 Step Pro if lower 6% targets justify the smaller 6% overall loss budget, and Zero only if the strict funded risk rules fit your strategy.
Pricing, Defaults & Add-ons
| Programme | $5K | $10K | $25K | $50K | $100K | $200K |
|---|---|---|---|---|---|---|
| 1 Step Flex | $66 | $99 | $211 | $313 | $533 | — |
| 2 Step Standard | $36 | $66 | $168 | $285 | $529 | — |
| 2 Step Flex | $32 | $59 | $159 | $269 | $499 | — |
| 2 Step Pro | $29 | $55 | $134 | $224 | $422 | $844 |
| FundingPips Zero | $60 | $88 | $188 | $244 | $444 | $888 |
Current active/list pricing stored in Supabase. Temporary promotions should remain outside the database unless deliberately recorded as time-limited offers. Last database verification: 8 September 2026.
| Programme | $5K | $10K | $25K | $50K | $100K | $200K |
|---|---|---|---|---|---|---|
| 1 Step Flex | $66* | $99* | $211* | $313* | $533* | — |
| 2 Step Standard | $36* | $66* | $168* | $285* | $529* | — |
| 2 Step Flex | $32* | $59* | $159* | $269* | $499* | — |
| 2 Step Pro | $29* | $55* | $134* | $224* | $422* | $844* |
| FundingPips Zero | $60* | $88* | $188* | $244* | $444* | $888* |
Default terms vs optional configurations
Standard account: base commission on the standard evaluation models is currently $5/lot for Forex and Metals, no commission on Energies/Indices and 0.04% on crypto. FundingPips Zero uses $7/lot on standard Forex/Metals.
Swap-Free add-on: available at purchase on MT5 for eligible models. It removes overnight swap on Forex and Metals, but not Energies, Indices or Crypto, and changes commissions/leverage. This is an add-on, not a default account condition.
Reward-cycle choices: weekly, bi-weekly, on-demand and monthly routes are programme-specific configurations. Do not describe a 100% monthly split as the default; it comes with additional consistency/profitable-day conditions on eligible accounts.
Reset pricing: FundingPips also offers discounted resets after qualifying breaches for a limited period. These are post-breach options, not part of the original challenge fee.
Temporary coupons should be kept on the prop firm discount codes page rather than hard-coded into this evergreen review.
Drawdown & Risk Rules
FundingPips’ four evaluation models are easier to model than trailing challenges because their maximum loss floors are static. The daily-loss rule is different: it is calculated from the higher of opening balance or opening equity at the start of the trading day and includes floating losses. The current reset is 00:00 platform time (UTC+3).
Worked example — $100,000 2 Step Standard: the 10% static maximum loss fixes the overall floor at $90,000. If the day’s opening balance is $100,000 but opening equity is $102,000, the 5% daily loss is calculated from $102,000, so equity must stay above $96,900 during that day.
Worked example — $100,000 2 Step Pro: the static overall floor is $94,000 because maximum loss is 6%. If opening balance/equity baseline is $100,000, the 3% daily floor for that day is $97,000.
FundingPips Zero: the 5% overall loss trails the highest recorded equity until it locks at starting balance after the account reaches 5% profit. The separate 1% maximum open floating-loss rule can therefore end the account much earlier than the headline 5% drawdown.
Before buying, model the exact structure with the drawdown calculator and size trades with the position size calculator.
Profit Concentration and Striking Rules
For newer evaluation accounts, FundingPips also checks how concentrated the evaluation profit is. On 1 Step Flex, the Profit Concentration policy applies to new evaluation accounts of all sizes from 27 June 2026; on the two-step models it applies from $25K upwards. If one trade idea contributes more than 60% of the phase profit target, the evaluation can still pass, but the resulting Master Account requires four profitable days of at least 0.5% before every reward request.
FundingPips also publishes Striking System rules on selected Master/reward configurations. These are not the same as the daily or maximum drawdown and should be treated as a separate risk/reward condition.
Trading Rules & Restrictions
- News — evaluation: allowed on the four evaluation models, but purposely trading news is prohibited under the conduct rules.
- News — standard Master: restricted around high-impact events. Opening or closing within ±5 minutes can cause the full profit from the affected trade to be removed. A published swing exception applies to trades opened at least five hours before the event. Use the economic calendar to plan exposure.
- News — Zero: prohibited. Opening, closing or holding inside the ±10-minute restricted high-impact window is a hard breach.
- Weekend — evaluation: currently allowed on 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro.
- Weekend — standard Master: temporarily unavailable since 29 January 2026. Open positions are automatically closed; that auto-close is not itself a hard breach.
- Weekend — Zero: prohibited as a hard breach.
- Personal EA: full automation allowed if the trader can prove ownership when requested.
- Third-party EA: allowed only as a trade/risk manager, not for autonomous trade generation.
- Own-account copying: allowed between FundingPips accounts owned by the same trader. A FundingPips account may also act as the master for an external follower account.
- Inbound external copying: prohibited. Third-party account management is prohibited.
- VPN/VPS: prohibited when accessing the trading account.
- Hedging: prohibited under the current conduct policy.
- HFT, gap trading, tick scalping, latency/reverse/long-short arbitrage, server exploits and opposite-account trading: prohibited.
- Inactivity: 30 consecutive days without a completed trade breaches the account.
- Position-size click limit: 20 lots per click generally; crypto has a separate 1-lot-per-click limit.
Payout System & Reliability
FundingPips does not have one firm-wide payout timetable. Reward timing and split are programme-specific, and the highest split is often tied to extra conditions rather than being the standard route.
| Programme / route | Timing | Split | Main eligibility point |
|---|---|---|---|
| 1 Step Flex — bi-weekly | 14 days | 85% | 1% minimum reward; Profit Concentration can add 4 profitable days |
| 1 Step Flex — monthly | 30 days | 100% | 35% consistency + 7 profitable days ≥0.5% + Striking System conditions |
| 2 Step Standard — weekly | 7 days | 60% | 1% minimum reward |
| 2 Step Standard — bi-weekly | 14 days | 80% | 1% minimum reward |
| 2 Step Standard — on-demand | When eligible | 90% | 35% consistency + minimum 2% reward profit |
| 2 Step Standard — monthly | 30 days | 100% | 35% consistency + 7 profitable days ≥0.5% |
| 2 Step Flex — 85% | 14 days | 85% | Timer only, unless Profit Concentration applies |
| 2 Step Flex — 95% | 14 days | 95% | 3 profitable days ≥0.5% in the cycle |
| 2 Step Pro — weekly | 7 days | 80% | 1% minimum reward |
| 2 Step Pro — monthly | 30 days | 100% | 35% consistency + 7 profitable days ≥0.5% + Striking System |
| Zero | 14 days | 95% | 15% consistency, 7 profitable days/30 days, 3% safety cushion and other Zero conditions |
FundingPips currently documents Card, Crypto, Rise and Bank Transfer as reward methods. Rise and direct bank transfer each have a $500 minimum in the current reward-method guidance; the general programme minimum for a reward request is normally 1% of the Master Account size including FundingPips’ split.
KYC is mandatory before a Master Account is fully accessed. The onboarding sequence includes KYC, Responsible Trading review, Customer Agreement and account setup. We treat these as published processing steps, not as a guarantee of payout approval.
Fee refund: only 2 Step Standard currently refunds the original registration fee, and it happens at the fourth Master reward. The refund does not apply to 1 Step Flex, 2 Step Flex, 2 Step Pro or Zero.
Challenge Fairness
The core paid evaluation models do not use an overall time limit, which removes pressure to force trades against a 30- or 60-day deadline. 1 Step Flex has no minimum evaluation days, while the two-step routes have comparatively small phase-day requirements.
The deduction is for conditions that can appear after otherwise successful trading. Profit Concentration does not fail the evaluation, but it can permanently add four profitable days before every Master reward. Reward-cycle consistency and striking rules can also change the practical difficulty after qualification.
Use the prop firm challenge guide and challenge probability calculator to test the targets against your own win rate and risk per trade.
Platforms, Markets & Technology
FundingPips currently supports MetaTrader 5, cTrader and Match-Trader on its standard CFD programmes. Platform access depends on country: MT5 is currently unavailable to US residents, cTrader is unavailable to US residents/citizens, and Match-Trader is available to US and Canadian residents.
Current core CFD markets include Forex, Metals, Energies, Indices and Crypto. Standard evaluation leverage is commonly up to 1:100 Forex, 1:30 Metals, 1:10 Energies, 1:20 Indices and 1:2 Crypto, while Crypto on Master accounts is temporarily 1:1 and Master leverage on Metals/Energies/Indices uses a temporary dynamic tier system.
Standard commission is currently $5/lot for Forex and Metals on the evaluation models, no commission on Energies/Indices and 0.04% on Crypto. Zero uses $7/lot on standard Forex/Metals. We have not independently benchmarked FundingPips spreads, slippage, execution latency or uptime, so the firm’s own execution claims are not used as scored advantages.
Support, Transparency & Reputation
FundingPips maintains detailed programme-specific Help Centre pages for risk limits, news/weekend rules, reward cycles, EA/copy rules, KYC, platforms, allocation and Prime. That level of documentation is useful because the five models differ materially.
The main transparency weakness is how quickly some rules have changed in 2026. Examples include the 2 Step Standard target change, the 2 Step Pro minimum-day change, temporary Master weekend restrictions, dynamic Master leverage and revised reward-cycle options. Traders should therefore rely on the current account agreement/dashboard rather than screenshots from older reviews.
Customer Support
FundingPips currently publishes live chat, Discord community support and email at support@fundingpips.com, with email described as available 24/7. We report the available channels and published hours only; we have not independently measured support quality or response times for this review.
Trustpilot
Trustpilot showed 4.5/5 from 69,143 reviews when checked on 22 September 2026. This is a large third-party feedback pool, but the reviews are user-generated and do not prove that every trader will receive a reward or that every account dispute is resolved in the trader’s favour.
Country Availability
FundingPips’ current onboarding page explicitly blocks residents of Iran, Vietnam and the United Arab Emirates. Its legal footer also states that services are not offered in applicable FATF and EU/UN sanctions-list jurisdictions. Minimum age is 18.
United States: the US is not on the current explicit banned-country list, but platform access is restricted. Match-Trader is currently available; MT5 is not supported in the US and cTrader is unavailable to US residents/citizens. Compare wider options on our US prop firms page.
United Kingdom: the UK is not on the current explicit restricted list, and FundingPips currently lists the UK among supported direct-bank-transfer regions for eligible reward requests. UK traders can compare alternatives on our UK prop firms page.
Canada: Match-Trader is explicitly available to Canadian residents. The latest official Account Workspace page no longer clearly repeats the older database restriction for MT5 in Canada, so MT5 availability for Canadian residents should be treated as to verify.
Scaling & Maximum Allocation
FundingPips currently publishes a $400,000 total active allocation shared across Evaluation, Master and Prime accounts. Same-model Master accounts can be merged under the published conditions, while FundingPips Zero accounts cannot be merged.
Prime is the post-Master progression route. Traders can be invited or unlock Prime from Master rewards, after which the Master closes. Prime uses an 80% daily reward split, a 2% soft daily loss limit and an 8% trailing end-of-day maximum loss. Scaling adds 10% to the Prime account size at each completed level and FundingPips publishes a maximum of $2 million per Prime Account.
The $2 million figure is a scaling ceiling, not the amount a new customer buys or receives immediately. The active-allocation rules still apply to accounts in use.
Strategy Compatibility Matrix
| Trader type / rule | Status | Important conditions |
|---|---|---|
| News trading | Conditional | Evaluation / Master Account / Phase 1 / Phase 2: Master: Restricted 5 Minutes Before And After High Impact News; Evaluation: Allowed; Swing Exception: Trades Opened 5 Hours Or More Before Event Master Account: Prohibited. |
| Weekend holding | Conditional | Evaluation / Master Account / Phase 1 / Phase 2: Master: ; Evaluation: 1; Master Status: Temporary Restriction; Open Trades Auto Closed Before Weekend And This Is Not Itself A Hard Breach Master Account: Prohibited. |
| Copy trading | Conditional | Between Different Users: ; Inbound External Copying: ; Between Own Fundingpips Accounts: 1 |
| Inactivity | Restricted | Inactivity limit: 30 days. |
| US traders | Available | United States is not listed as generally restricted in the current structured country rules. |
This matrix only publishes rules present in the structured Supabase data; it does not infer missing strategy permissions. Last database verification: 8 September 2026.
FundingPips Alternatives
These four alternatives address specific FundingPips weaknesses rather than acting as an overall ranking:
- FTMO — compare it if you want a smaller, more standardised programme set and fewer FundingPips-style reward-cycle/Profit Concentration variations.
- The5ers — relevant if weekend holding on funded accounts and longer-term static-drawdown/scaling structures matter more than FundingPips’ current Master restrictions.
- FundedNext — worth comparing if you want several evaluation/instant models but need a different approach to weekend holding and payout configuration.
- Blue Guardian — compare its direct/evaluation routes if FundingPips Zero’s 1% open-loss cap, 15% consistency or strict news/weekend conditions do not suit your strategy.
Final Verdict
FundingPips is strongest when the trader wants to choose between several static-drawdown evaluation structures rather than accept one standard challenge. 1 Step Flex gives one phase and no minimum evaluation days, 2 Step Standard provides the most flexible reward menu, and 2 Step Pro lowers the evaluation targets to 6%/6%. FundingPips also offers a credible post-Master progression path through Prime.
The main trade-off is the funded-stage rulebook. Weekend holding is currently unavailable on standard Master accounts, high-impact-news trades can lose their profit, Profit Concentration can add permanent reward-day requirements, VPN/VPS access is prohibited, and the highest reward splits come with extra conditions. Zero is more restrictive again.
For a conventional first comparison, start with 2 Step Standard. Its static 10% maximum loss and 8%/5% targets are straightforward to model, and its reward choices let you trade off speed against split. If you need weekend-funded swing trading, external automation/copy services or a simpler direct-funding rule set, compare alternatives before purchasing.
FundingPips Review FAQs
FundingPips is an identifiable operating simulated-trading provider launched in 2022. FundingPips Corp is incorporated in the Comoros Union and publishes its programme rules, legal disclosure, support channels and company details. The company also states that the accounts on this website are simulated and are not real brokerage accounts. This does not guarantee future reward approval or remove the need to follow the rules.
FundingPips Corp states that it holds a Comoros International Brokerage and Clearing House Licence, but it also explicitly says that it does not conduct brokerage services or offer real trading accounts on the FundingPips website. For that reason, this review does not describe the simulated prop-evaluation service as regulated brokerage.
The current core CFD models are 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro and FundingPips Zero. The first four use evaluations before a Master Account; Zero is a direct Master Account with no evaluation.
During evaluation phases, weekend holding is currently allowed on the four standard evaluation models. Since 29 January 2026, weekend holding is temporarily unavailable on their Master Accounts and open trades are automatically closed before the weekend without this alone being a hard breach. FundingPips Zero is stricter: weekend holding is prohibited and is a hard breach.
Evaluation-stage news trading is allowed on the standard evaluation models, although deliberately trading news can still breach the conduct rules. On standard Master Accounts, trades opened or closed inside the five-minute-before/five-minute-after high-impact window can have their full profit removed, subject to the published five-hour swing exception. FundingPips Zero prohibits opening, closing or holding through its ten-minute-before/ten-minute-after restricted high-impact window.
A third-party EA may be used only as a trade or risk manager. Full automation is allowed only for a personal EA when the trader can provide proof of ownership if requested. FundingPips also permits copying between accounts owned by the same trader, while inbound copying from an external source and third-party account management are prohibited.
Reward timing depends on the model and selected reward cycle. 2 Step Pro offers a weekly 80% route. 1 Step Flex uses an 85% bi-weekly route or an eligible monthly 100% route. 2 Step Standard offers weekly, bi-weekly, on-demand and monthly choices with different splits and conditions. 2 Step Flex uses bi-weekly 85% or 95% choices and also offers an eligible monthly route. Zero pays on a 14-day cycle at a 95% split once its consistency, profitable-day, safety-cushion and other conditions are met.
FundingPips Zero is the firm’s no-evaluation Master model. It has a 3% daily loss limit, 5% trailing maximum loss, 1% maximum open floating loss, 15% consistency limit, seven profitable days in a rolling 30-day period, a 3% safety cushion and a 95% reward split on a 14-day cycle. News and weekend holding are prohibited.
The United States is not on FundingPips’ current explicit restricted-country list. Match-Trader is currently available to US residents. MT5 is not currently supported in the US, and cTrader is unavailable to US residents and citizens. US traders should verify the exact platform and checkout availability before purchasing.
The current fourth-reward registration-fee refund applies to 2 Step Standard. FundingPips explicitly says it does not apply to 1 Step Flex, 2 Step Pro, 2 Step Flex or FundingPips Zero.
Sources Checked for This Review
- FundingPips — Get Started / eligibility / current models
- FundingPips — 1 Step Flex
- FundingPips — 2 Step Standard
- FundingPips — 2 Step Flex
- FundingPips — 2 Step Pro
- FundingPips — Zero
- FundingPips — Responsible Trading Policy
- FundingPips — News Trading & Weekend Holding
- FundingPips — Trading Conduct and Security Standards
- FundingPips — Risk Per Trade Idea / Profit Concentration
- FundingPips — Reward Methods
- FundingPips — Master Account Setup / KYC
- FundingPips — Account Workspace / platforms
- FundingPips — allocation / merging / resets
- FundingPips — Prime Account / scaling
- Trustpilot — FundingPips current profile