FTMO Review 2026
If you’re an ambitious forex or CFD trader looking to trade with serious capital, you’ve likely come across FTMO, one of the leading proprietary trading firms in the world. In this FTMO review we will cover all you need to know about the top prop firm of the market. With a reputation for transparency, trader support, and generous profit splits, FTMO has quickly become a top choice for both new and experienced traders.
But is FTMO worth the hype in 2025? In this comprehensive FTMO review, we’ll explore FTMO’s challenges, payout process, trading rules, and what truly sets them apart from other prop firms. We’ll also highlight the pros and cons to help you decide if FTMO is the right fit for your trading journey.
PROS
- Trusted since 2014
- Fast, reliable payouts
- High profit split (up to 90%)
- Excellent trader support and tools
- No restrictions on strategy type
- Funded account scaling up to $2M
CONS
- No instant funding options (you must pass the evaluation)
- Loss rules can be strict for high-frequency traders
- Requires 10 minimum trading days (not ideal for very low-frequency strategies)
What Is FTMO?
FTMO is a Czech-based proprietary trading firm founded in 2014 that allows retail traders to access up to $200,000 in trading capital and even more with scaling. Unlike traditional brokerages, FTMO doesn’t make money from spreads or commissions. Instead, they fund traders who pass their evaluation process, sharing profits from successful trades.
Their model is simple: You prove you’re a profitable, disciplined trader, and they give you capital to trade with while keeping most of the risk on their side. In this FTMO review we analyze different key factors to discover why is one of the best in the industry. Let’s begin.
FTMO Review Challenge: The Gateway to Funded Trading
Before you can trade with real capital, you’ll need to pass the FTMO Challenge, a two-step evaluation process designed to test your consistency, risk management, and profitability.
Step 1: FTMO Challenge
- Duration: 30 calendar days
- Profit Target: 10%
- Max Daily Loss: 5%
- Max Total Loss: 10%
- Minimum Trading Days: 10
- Refundable Fee: Varies based on account size (e.g., €155 for $10,000, €540 for $100,000)
Your goal is to reach the profit target within the loss limits, without violating any rules. If successful, you move to the next phase.
Step 2: Verification Phase
- Duration: 60 calendar days
- Profit Target: 5%
- Loss Limits: Same as the Challenge
- Minimum Trading Days: 10
This phase has a lower profit target but the same rules. It’s designed to confirm that your performance wasn’t a fluke and that you can trade responsibly over time. Here are the rules for each step in the FTMO challenge account.
One good thing about FTMO is that offers so many currencies for your account so you can have a trading account in the same currency of your country.
Realistic Expectations
FTMO Payouts: How You Get Paid
Once you’re a funded FTMO trader, you’re entitled to monthly payouts with a profit split of up to 90%.
Payout Highlights:
- Default Split: 80/20 in the trader’s favor
- Scaling Plan: After four months of consistent performance, profit split increases to 90/10
- Monthly Payout Cycle: Payouts are processed within 1–2 business days after request
- Methods: Bank transfer, cryptocurrency (like BTC), and other flexible options
FTMO’s payout reputation is stellar. There are thousands of trader testimonials and verified payment proofs all over social media and forums so in this regards receives a score of 5/5
FTMO Trading Rules
FTMO offers a high level of freedom, but traders must stay within these key rules:
Mandatory Rules:
- Max Daily Loss: 5% (of starting balance)
- Max Overall Loss: 10% (of starting balance)
- Minimum Trading Days: 10
- No news trading during high-impact releases (optional for some accounts)
What’s Allowed:
- Expert Advisors (EAs)
- Hedging and Scalping
- Swing Trading
- Manual or algorithmic strategies
- Trading across Forex, indices, commodities, crypto, and more
FTMO is known for not restricting strategies, as long as you respect the risk parameters. This makes it ideal for professional traders using technical, fundamental, or algorithmic approaches.
FTMO Scaling Plan: Grow Your Account
FTMO rewards consistency. If you generate at least 10% profit over two consecutive four-month cycles (and don’t violate any rules), you can scale your capital up to $2,000,000.
The plan allows you to:
- Increase your account size by 25% every 4 months
- Earn up to a 90% profit split
- Enjoy longer-term trading opportunities with more drawdown buffer
FTMO Platform Options
Traders can choose between:
- MetaTrader 4 (MT4)
- MetaTrader 5 (MT5)
- cTrader
- DXTrade
These platforms are well-integrated with FTMO’s custom dashboard, which provides real-time analytics, performance tracking, and rule monitoring.
FTMO Support and Community
One of FTMO’s strongest features is its customer support and trading community. They offer:
- 24/7 live chat and email support
- Free psychological coaching
- In-depth performance analysis tools
- A YouTube channel and blog with regular updates, tips, and interviews
- A Discord and social media community where traders share strategies and success stories
Their commitment to helping traders succeed—not just pass—sets FTMO apart.
Final Verdict: Is FTMO Worth It?
Absolutely.
After the full analysis of our FTMO review we have concluded that FTMO is one of the most reputable, trader-friendly prop firms in the industry. Whether you’re a scalper, swing trader, algo developer, or discretionary trader, FTMO provides the infrastructure, capital, and support you need to thrive.
With fast payouts, flexible strategies, and a clear path to scaling, FTMO isn’t just a prop firm—it’s a launchpad for professional trading careers.